Rachel Lacey
Rachel Lacey is freelance journalist with more than 20 years' experience writing about all areas of personal finance and retirement planning.
After 17 years at Moneywise magazine as both writer and editor, Rachel now writes for a variety of websites and newspapers as well as corporate clients.
She is passionate about financial education and simplifying money matters for all.
Latest articles by Rachel Lacey
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Exchanging contracts - what this actually means when buying a house
Exchanging contracts is a pivotal moment in the home buying process - but what does it actually mean?
By Rachel Lacey
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What is a lifetime mortgage and is it the right option for you?
A lifetime mortgage can help unlock your wealth without forcing you to sell the home you love.
By Rachel Lacey
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Alternatives to equity release: what are your options?
There’s more than one way to access the wealth that’s built up in your home, but which alternative to equity release is right for you?
By Rachel Lacey
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How to cut the cost of home insurance – without losing cover
Knowing how to cut the cost of home insurance (without compromising your cover) is crucial at a time when prices are rising all around us
By Rachel Lacey
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Green mortgages explained
Lenders are rushing to launch 'green mortgages' but how do these deals work and will they reduce the cost of buying a more environmentally-friendly home?
By Rachel Lacey
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Guarantor mortgages: what are they and how can they help you get on the property ladder?
Could a guarantor mortgage be the key to you getting on to the property ladder? This guide explains what you need to know
By Rachel Lacey
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Bad credit mortgages: what are your options?
If you’ve struggled with money in the past, borrowing can be tricky; find out how a bad credit mortgage could help you buy your own home
By Rachel Lacey
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What is a bridging loan and how can it help you buy first, sell later?
You’ve found your perfect home, but you need to act fast and you haven’t yet sold your current property. Could a bridging loan be the answer?
By Rachel Lacey
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What is an easement? Read our homebuyer’s guide
When buying a property, you may hear the term easement, but what does it mean and how could it impact you?
By Rachel Lacey