Latest articles by Samantha Partington
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Renting versus buying - which is cheaper?
If you’re considering homeownership in 2023 make sure you weigh up the pros and cons of renting versus buying first
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4 reasons to be positive about the property market in 2023
After a year of bad news there are many reasons to be positive about the property market in 2023
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House price predictions for the next five years and how to protect yourself from drops
After a period of rapid house price rises, property values have been forecast to fall leading experts to lay out house price predictions for the next five years
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Should I downsize to save money? What you should consider before you do
‘Should I downsize?’ may be a question crossing many homeowners’ minds right now – here’s what you should consider before you do
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Stamp duty bands ‒ how do they work and how much tax will you have to pay?
The stamp duty bands that apply to you will affect how much tax you have to pay, so make sure you know how they work
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What to do if you can’t pay your mortgage - expert advice on the best steps to take
Mortgage rates have risen rapidly in a matter of weeks – here’s what to do if you can’t pay your mortgage
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How to get the best mortgage rates
A mortgage is a serious financial commitment so check out how to get the best mortgage rates first
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Buy-to-let mortgages: everything you need to know for rentals and holiday homes
This buy-to-let mortgage guide covers everything you need to know if you’re looking to buy a second home and rent it out to make some extra money.
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How to improve your credit score for a mortgage
To get your hands on the cheapest mortgage deals you’ll need a top-notch credit score - this is how to improve your credit score to secure a mortgage
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Interest-only mortgages guide: pros, cons and suitability explained
If you’re looking for a flexible home loan, interest-only mortgages could be for you but make sure you understand the benefits and drawbacks first
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A mortgage in principle explained
A mortgage in principle is the first step towards securing a homeowner's loan – find out what that means and how to get one
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Remortgaging to release equity – is it a good idea?
After house prices rose by 10% on average last year, remortgaging to release equity looks tempting
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How to apply for a mortgage – the step by step guide
If you’re buying your first home, here’s how to apply for a mortgage and some handy tips for getting prepared
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Mortgage arrears explained – know the risks
Apprehend the consequences when falling behind on your mortgage - and how to seek help before missing a payment
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95% Mortgage: how does it help get onto the property ladder?
Only have a 5% deposit of a property purchase price? A 95% mortgage (LTV) could be the answer: here are the pros and cons
