The best mattress protectors – waterproof, cooling, anti-allergy, and anti-bed bug

Our guide to the best mattress protectors – including the best waterproof mattress protectors, those offering the coolest nights sleep, and the best options for preventing allergies and bed bugs

mattress protector graphic
(Image credit: Future)

The best mattress protectors are an essential addition to any sleep set-up. After all, the best mattresses are expensive, so we all want to make sure our investment stays in tip top condition for as long as possible. A mattress protector will help you to do that.

In addition to our bedsheets, a mattress protector is a barrier that prevents sweat, oils, skin cells (yuck!) and general dirt and grime from transferring from our bodies onto our mattress whilst we sleep.

A zippered protector or a mattress encasement can also help to protect our mattress from dust-mites, allergens, and even bed bugs. Whilst a waterproof mattress protector will protect a mattress from bedwetting or accidental liquid spills.

As Ideal Home's Sleep Editor, a mattress protector is the one bedding purchase I advise everyone to make, and the good news is that you don't need to spend a fortune to get a decent one. I've rounded up my top recommendations below.

Best mattress protectors

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To help you find the right mattress protector for your needs, I've rounded up the best waterproof mattress protectors for protection from bed wetting or night sweats, the best cooling mattress protectors for protection that won't cause overheating, and the best mattress protectors for preventing allergies or bed bugs for the ultimate peace of mind.

Best waterproof mattress protectors

A waterproof mattress protector will protect your mattress from moisture, whether that's bedwetting, night sweats, or accidental spills.

The best waterproof mattress protectors will offer this protection without feeling too plasticky, causing overheating, or making too much of a rustling noise. These are my top recommendations.

Best cooling mattress protectors

Bedding made from synthetic materials – like polyester and nylon – can cause us to overheat as these materials are derived from petrochemicals which lack breathability. A mattress protector made from natural materials – such as one that's made from 100% cotton, or a mix of cotton and wool – will offer a much cooler sleep.

Just make sure to check the small print. Often mattress protectors will mix a cotton top layer with synthetic wadding underneath. My top three recommendations below are the real deal.

Best mattress protector for preventing allergies and bed bugs

The best mattress protectors for preventing allergies and bed bugs are those that cover all six sides of the mattress. Also known as a mattress encasement, these zippered mattress protectors will help to protect your mattress from dust-mites if you have allergies, and can also prevent bed bug infestations.

If you're moving into a furnished rental property or buying a secondhand mattress, a mattress encasement could also offer peace of mind that any nasties lurking within the mattress are contained.

How to choose the best mattress protector for you

These are the six main factors you'll want to consider when choosing the right mattress protector for your needs.

Waterproofing: If you need to protect your mattress from bedwetting then you’ll want a waterproof mattress protector. These feature an impermeable plastic membrane that prevents moisture from penetrating through the protector and reaching the mattress. You can get waterproof mattress protectors (where just the top of the protector is waterproof) or zippered waterproof mattress encasements (that protect all six sides of the mattress from moisture).

However, a waterproof mattress protector does come with downsides – largely that the plastic underlayer lacks breathability, can feel a little ‘plasticky’ underneath your bedsheet, and can rustle. So if you aren’t worried about bedwetting, it can be best to avoid a waterproof mattress protector and opt for a more breathable option instead. More on that next.

Breathability: Bedding made from synthetic materials such as polyester is likely to cause overheating as these materials lack breathability. Instead these materials tend to reflect body heat and humidity back towards the sleeper which can lead to us waking up hot and sticky in the night. Alternatively, natural materials such as cotton and wool allow for better air circulation. Better air circulation means the body can regulate its temperature better, which makes for a less disturbed and more restful night’s sleep.

Allergies and bed bugs: If you want to protect your mattress from allergens such as dust-mites or bed bugs then the safest way to do so is to opt for a zippered mattress protector (also known as a mattress encasement) that covers all six sides of your mattress.

Fit: Make sure that the mattress protector you choose is the right size for your mattress, e.g. if you have a double bed, you’ll need a double mattress protector.

Ease of care: Look for a mattress protector that’s machine washable so it’s easy to clean and care for. As Karen Innes, New Product Development Manager at bedding manufacturer Slumberdown says, 'something often overlooked is washing your bedding, and your mattress protector is no exception - choose a mattress protector that is machine washable and try to get into a washing routine with your bedding to prevent any build-up of sweat, oil and dirt.'

Environmental impact: Synthetic polyester mattress protectors are usually the cheapest option, but they’re derived from petrochemicals which are non-renewable, hard to recycle, and don’t biodegrade easily, so they’re the most harmful to the environment. Instead, try to opt for a mattress protector made from natural materials, such as cotton, wool, or even bamboo, instead.

A black and white striped bedlinen set on a bed in a white bedroom with a vase of flowers on the bedside table

(Image credit: The Linen Yard)

FAQs

What is a mattress protector?

Essentially, a mattress protector is a layer of fabric that covers the surface of your mattress to protect it from dirt, stains, and moisture.

A mattress protector generally has a top layer made from cotton or polyester and a layer of light wadding below this. The wadding is designed to keep any stains lifted up away from the mattress surface, it's usually only 1cm or so thick, but this can be enough to absorb sweat, skin cells, and any dirt or grime without them reaching the mattress.

Alternatively, a waterproof mattress protector is essentially a plastic sheet that covers the mattress to protect it from liquids such as urine or excessive sweat. More expensive waterproof mattress protectors will have a layer of fabric and wadding above the plastic membrane to make them more comfortable to sleep on, and some feature thick terry towelling to help absorb moisture.

What is the best mattress protector to prevent sweat stains?

A waterproof mattress protector offers the ultimate protection from sweat stains as it prevents moisture from reaching the mattress by way of an impermeable membrane.

However, the downside is that this impermeable membrane also means that air can't get through the protector, and the lack of air circulation can make overheating and subsequently, sweating, worse. A waterproof mattress protector that features cotton terry towelling can be a good solution as having the cotton layer closest to the body can enable the body to regulate its temperature better.

Do you put a bed sheet over a mattress protector?

Yes, I would always add a flat or fitted sheet over a mattress protector. The sheet acts as an added layer of protection, and generally looks nicer and is more comfortable to sleep on than sleeping directly on the mattress protector itself.

Should you choose a mattress protector or a mattress topper?

A mattress protector and a mattress topper are two different things. You can find out more in our guide to mattress toppers vs protectors. However, in a nutshell, a mattress topper is a thick cushioned layer designed to add extra comfort to a mattress that otherwise feels too firm. Whereas a mattress protector is a thin fabric layer designed purely to protect your sleep surface from accidental stains, moisture, or allergens.

In our opinion, all mattresses should be fitted with a mattress protector to keep the mattress below clean and hygenic. Whereas not everyone needs a mattress topper.

However, if your bed is too firm, you may want to add one of the best mattress toppers, or one of the best cooling mattress toppers, to your bed to increase its comfort or breathability. In this case adding a mattress protector over your topper will also help to keep your topper clean!

 Do mattress protectors make a difference? 

A mattress protector may at first seem like an unnecessary add-on, but, adding one to your sleep set up will do wonders for keeping your mattress guarded against spills, damages and dirt that may seep through your sheet (even without you realising it).

Ever noticed some marks or yellow stains on your mattress, but are unsure where they’ve come from? Yep, a mattress protector will take the stain instead, leaving your mattress fresh underneath. This all contributes to the longevity of your mattress.

How often should you wash a mattress protector? 

You can opt to wash your mattress protector as often as you wash your sheets, which is generally advised once a week, or at minimum once a fortnight. However, because you'll have a sheet over the mattress protector it may not need washing quite so frequently, and you might find once a month is enough.

How you wash the protector or encasement will depend on the type of protector and the material it’s made from. Our guide to how to wash a mattress protector has more detail, but, in short, always refer to the care instructions on the mattress protector before washing.

How we test

You'll find full details of the Ideal Home review process on our How We Test page.

For those mattress protectors we've tested, a member of the Ideal Home team slept on it for at least two nights to test out its comfort, breathability, and how easy it was to attach to the bed. We also placed a towel under each waterproof mattress protector and poured water onto the surface to see if any moisture penetrated through.

Where we haven't yet managed to test a protector in person, we've thoroughly researched its materials and construction and dived into reviews from existing owners to ensure each protector lives up to its claims.

We also considered value for money and sustainability when compiling our top recommendations.

Amy Lockwood
Sleep Editor

Amy is Ideal Home’s Sleep Editor and the Ideal Home Certified Expert on Sleep. She's spent the last four years researching and writing about what makes for the best night’s sleep during the day and testing out sleep products to find the best-in-class by night. So far she’s clocked up over 10,000 hours of pillow, duvet, and mattress testing experience.

Our go-to for all things sleep-related, she’s slept on and under bestselling products from Simba, Emma, Hypnos, Tempur, Silentnight, Panda, and many many more.

As a hot sleeper, Amy is always on the lookout for the most breathable bedding, but she also leads a wider team of testers to ensure our product testing encompasses both hot sleepers, cold sleepers, front sleepers, back sleepers, side sleepers, and everything in-between.