What is an easement? Read our homebuyer’s guide
When buying a property, you may hear the term easement, but what does it mean and how could it impact you?
If you are buying a house that has an easement, or benefits from one, it’s important you understand what it means.
It's basically all about access. With some properties, you need to use your neighbour’s land to gain access to your home. With others, you may have a neighbour who needs to use your land. Access arrangements may have been made informally, but there will often be a formal agreement, granting this right in law. This is what is known as an easement.
What is an easement?
Rob Stevens, head of property risk at Nationwide Building Society, explains: 'In its most basic form, I would describe an easement as the right of somebody to use somebody else’s land.' This isn’t about giving the neighbours the right to barbecue in your garden, or vice versa. It provides an individual or organisation with the access that they might need. This is what will be shown in the ‘stated purpose’ of the easement.
'The most obvious example might be if you’ve got a property that's landlocked. You might have an easement over somebody else’s land to make sure you can get to the main road,' says Stevens.
Alternatively, an easement could be in place for maintenance purposes. For example, granting access to a shared septic tank, giving utility companies the access they need, or permitting drainage pipes or cables to run through your land. These are all examples of private easements.
There are also public ‘right to roam’ easements that allow members of the public to cross your land.
Easements are usually set up as permanent arrangements. They can be removed in some cases, but you can’t just remove one because you don’t want anyone else accessing your land. Both parties need to agree to any changes.
Get the Ideal Home Newsletter
Sign up to our newsletter for style and decor inspiration, house makeovers, project advice and more.
How do I know if a property has an easement?
Your legal adviser should identify whether a home you’re buying is affected by an easement during the conveyancing process. It's easy to investigate yourself too, since easements affecting a property will be shown on the title deeds. You can download title deeds from the Land Registry for £3.
'If there’s anything you are not sure about, ask your conveyancer to look at it straightaway,' suggests Stevens. You could even ask the estate agent to show you the deeds before you look at a property, he adds. 'If I were buying a rural property, I would check the deeds before even viewing it.'
Will an easement cause difficulties in the property purchase?
While it’s important to understand what you are buying, Stevens doesn’t necessarily think an easement is a reason for huge concern. Nor should it affect you when applying for a mortgage on the property. 'We would say that as long as the solicitor has taken all reasonable steps to check the property, we wouldn’t have any problems.'
There are more likely to be difficulties if there are access agreements on land where no easement is in place. 'If it's documented within the title then you know where you stand,' he adds.
Anthony Earl, a member of the Law Society Council and director at Earl and Crocker Solicitors, agrees. But he also warns there can sometimes be disagreements between neighbours around the maintenance of shared land.
'When someone has a right of way over your drive to get into their property, there is normally an obligation for each party to contribute towards the maintenance of the footpath or driveway,' Earl says. 'In those circumstances sometimes there are difficulties when repairs and maintenance are required and the parties cannot agree who should pay.'
For this reason, it’s important for your solicitor to check the terms of the easement. This will ensure it clearly sets out each party’s obligations.
Will an easement affect the value of my home?
The bottom line is that forewarned is forearmed. Once you understand the easement, you can make an informed decision about whether it will influence your purchase of a property, and its value when you sell.
'Most easements are not a major problem in selling properties because the deeds have been prepared in such a way so that any easements do not adversely affect the property concerned,' says Earl. 'However, there can be circumstances, in particular with old, terraced cottages, when rights of way may be granted for neighbours to have access across the back gardens of adjoining properties. In those circumstances, some purchasers will be reluctant to buy a property if neighbours have a right of way over their property. In particular if the right of way is close to their house.”
-
How to isolate a radiator in 3 simple steps - experts explain how to carry out this task yourself at home
Learn how to isolate a radiator now just in time for any winter repairs
By Kezia Reynolds
-
I put the Simba Hybrid Duvet to the test to see if its 'cool tech' would stop me overheating in bed - here's what happened
As Ideal Home's Sleep Editor and a self-certified hot sleeper, I tested the Simba Hybrid Duvet on my own bed to see if it's 'cool tech' is worth the investment
By Amy Lockwood
-
These are the 4 things I wish I knew before buying outdoor solar lights, so you don’t make the same mistakes I did
Outdoor solar lights can be both effective and aesthetic, but only if you buy the right ones
By Lauren Bradbury
-
You can claim back over £300 a year from HMRC if you work from home - here’s how to check if you’re eligible
When it comes to saving, every little helps
By Kezia Reynolds
-
Experts have revealed the best day to renew your home insurance policy - you’ll want to do it sooner rather than later
Don't leave this task at the bottom of your to do list
By Kezia Reynolds
-
Is a variable rate mortgage ever a good idea? Experts weigh in
Our money expert explains what a variable rate mortgage is, who they can be good for, and the pros and cons of this kind of mortgage
By Samantha Partington
-
I’m a first-time buyer, what are my chances of getting a mortgage right now?
And what you can do to increase your odds
By Rachel Wait
-
Should you ever pay above the asking price for a home?
Our money expert explains whether you should ever pay over the asking price for a home, especially if house prices fall as predicted
By Samantha Partington
-
Should I fix my mortgage and how long should I fix for?
We speak to the experts to find out whether you should fix your mortgage and how long for as well as the impact further interest changes could have on your decision
By Samantha Partington
-
We put your mortgage questions to two leading experts, here's what they said
As mortgage panic continues, we've answered the most common questions - from when mortgage rates will come down, to when you actually have to pay stamp duty
By Samantha Partington
-
'My mortgage is set to skyrocket - what should I do?' 5 potential solutions from a money expert
If you're facing higher mortgage costs, our money expert explains various courses of action you could take to ease the pressure
By Samantha Partington