Home finance
Home finance
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Endowment mortgages – are they still available?
You may have had an endowment mortgage in the past, or heard of someone who had one, but why aren’t they available now? We explain
By Harriet Meyer
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How to apply for a mortgage – the step by step guide
If you’re buying your first home, here’s how to apply for a mortgage and some handy tips for getting prepared
By Samantha Partington
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Insurance for subsidence: how to cover your home
Take a look at this helpful Q&A guide that digs deep into the subject of insurance for subsidence and why home buyers need it
By Kim Jones
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Mortgage arrears explained – know the risks
Apprehend the consequences when falling behind on your mortgage - and how to seek help before missing a payment
By Samantha Partington
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Council Tax bands and costs explained
Understand how council tax is calculated - and make sure your property is in the correct price band.
By Ginevra Benedetti
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How to get a council tax reduction to make a saving
A council tax reduction can get you a discount on your bill, we explain who’s eligible and how you apply
By Emma Lunn
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7 mistakes to avoid when buying a house
If you’re about to take your first step onto the property ladder, here are seven mistakes to avoid when buying your first home
By Rachel Wait
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The price of home insurance has fallen to a record low – is now a good time to switch your policy?
Households get some “cost of living relief” as contents insurance prices fall 11% and buildings insurance prices drop 7%.
By Ruth Emery
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Which banks offer 95% mortgages?
A growing number of banks will offer home-buyers with just a 5% deposit a 95% mortgage.
By Emma Lunn
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Roof insurance: everything you need to know about protecting your roof
If your roof is damaged, for example because of a storm, then you could face a significant repair bill. But do you need specialist roof insurance? We outline everything you need to know about getting the right insurance in place
By Cathy Hudson
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House valuation explained and the best online tools to use
From using an online valuation calculator, to preparing your home for a surveyor inspection, this guide reveals everything you need to know about the house valuation process
By Sophie Vening
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Best boiler cover deals available right now
We look at how boiler cover works when your boiler breaks down and some of the best boiler cover deals available if you decide it’s right for you
By Cathy Hudson
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Self build insurance: do I need it and what does it cover?
We explain what you need to know about self build insurance to make sure you’re adequately covered
By Rachel Wait
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95% Mortgage: how does it help get onto the property ladder?
Only have a 5% deposit of a property purchase price? A 95% mortgage (LTV) could be the answer: here are the pros and cons
By Samantha Partington
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Insurance when buying a house: what do you need to have in place and when?
Your home is likely to be the most expensive purchase you’ll ever make, which is why it’s crucial to get the right insurance when buying a house
By Rachel Wait
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Mortgage overpayment calculator: how much could you save?
Use our mortgage overpayment calculator to see how much money you could save by overpaying.
By Sarah Handley
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House insurance for flood-risk areas – your options explained
Buying house insurance for flood-risk areas can feel like a minefield as you may not be insured for flood damage as standard. Here’s how to make sure you’re properly covered
By Cathy Hudson
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Insurance for building works - your questions answered
The experts explain what this insurance is, why you need it and what steps you should be taking
By Emma Lunn
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Finance for kitchens – ways to pay for your remodel
Need a new kitchen but don’t have the cash? Here’s what you need to know about finance for kitchens from loans to retailer finance
By Jacky Parker
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How to fund a self build – expert tips
Fancy self-building your new dream home? Here's what you need to know about 'plotting out' the cash, from self-build mortgages to bridging loans
By Jacky Parker
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What is buildings insurance? We explain all
Buildings insurance is a home insurance, not to be confused with contents insurance – here's why it's essential
By Tamara Kelly
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Solicitor fees for buying a house explained
A solicitor or conveyancer plays a huge part in the house buying process. Find out what their role is and how much to budget for their expertise
By Sophie Vening